Free tools to compare your home loan rate with what banks publish, and to find recurring charges in your statements.
Every rate checked on or after 18 Oct 2026 · see data freshness
Your privacy
Statement files you upload are read only inside your browser and are never uploaded. Nothing about you is stored unless you create a free profile (your email, and optionally your name, mobile and city). Loan numbers, letters and alerts are kept only if you choose. We record anonymous usage counts (bank, state, score band, the rates compared and the estimated saving), never your statement.
We never call you, and never ask for an OTP, a password or a payment by phone or email.
BachatLab is an information tool, not a bank or a financial adviser. Figures are estimates; your bank decides the final rate and fee.
Questions about your data: BachatLab Grievance Officer, [email protected]