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01लोन की जाँच

Home loan check

Three numbers from your bank app. See your gap against today’s published rates, and get a letter to ask for less.

8.95% → 7.40% floor
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02छुपे ख़र्चे

Money Leaks

Drop a card or bank statement. Spot forgotten subscriptions and recurring mandates, and open your bank’s cancel link.

Finds UPI & card auto-pays
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03लोन में बचत

Home loan with Overdraft check

Compare SBI MaxGain or BoB Max Savings against a Fixed Deposit after tax, and see the exact surplus where OD wins.

8.00% OD ≈ 11.63% FD
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04छुपा ब्याज

0% Interest EMI check

See what a "0% Interest EMI" really costs once 18% GST on interest, processing fees, and lost cash discounts are counted.

"0%" → 6–14% real rate
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05कमरे का किराया

Hospital room-rent check

How picking a room above your health policy’s daily cap cuts your surgeon, OT, and doctor claim in the same ratio.

₹8k on ₹5k cap → −37.5%
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06असली ब्याज

Flat-rate loan check

Convert any "flat rate" car or personal loan quote into the real reducing-balance interest rate before you sign.

6.0% flat = 10.85% real rate
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01 / 06Home loan checkलोन की जाँच
RBI Floating Rate Reset Circular
How to check your loan saving

How to check your loan saving

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Comparing banks? Today's home loan rates · Your RBI rights